Tuesday, February 21, 2012


The race calendar is starting to get filled. I signed up for the Carmel Marathon on April 21, then the Rev 3 triathlon (Olympic) on May 6, with the Geist half marathon on May 19. I don't know what I was thinking with the Rev 3 - I was shamed into it by my buddy and fellow masochist Dave (his blog).

This makes for a tough month, which wouldn't be bad if it was September (and I had a solid training base). But this winter has been my worst ever, as I have been lucky to run one day per week. I am so not ready. my current fitness is the worst it has been in years. I have to really kick it in now, and smartly. There will be suffering...

Saturday, February 18, 2012

Biggest Rip-Off Ever?

I don't normally pay attention to commercials, but this one caught my ear after some blathering about "the money is expensive, but not as much as a payday loan." WTF? I rewound the DVR and was able to see the terms in small print. Holy crap this is worse than a loan shark. For a $5,000 loan, the APR is 116.73%, payable over 84 months... Yes, that's over $35,000 in interest for a $5k loan. I suspect there is a penalty for paying it off early. Who signs up for this crap? You may as well borrow some cash from Harry "The Hatchet" Fingers. Or maybe raffle off a kidney or cornea.